Keeping Lines Open is
Our Bottom Line.
Whether you have a credit line or an equity line, we always keep the lines of communication open with our Customer Care Center. Simply call 800-949-5666 outside of Alexander City or
256-329-7580 in Alexander City.
Monday - Friday: 8:00 a.m. - 5:00 p.m.
Xpress Phone Banking
Check your account balances
Hear recent withdrawals and credits
Transfer money between your selected accounts
"Success comes from a combination of hard work and innovation."
Ben Russell, Founder
Aliant Bank, a division of USAmeriBank
What You Need To Know About Overdrafts And Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.
We can cover your overdrafts in two different ways:
1. We have standard overdraft practices that come with your account.
2. We also offer overdraft protection plans, such as a link to another account or a line of credit, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.
This notice explains our standard overdraft practices.
What are the standard overdraft practices that come with my account?
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions without your consent:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if Aliant pays my overdraft?
Under our standard overdraft practices:
What if I want Aliant to authorize and pay overdrafts on my ATM and everyday debit card transactions?
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, call 866-888-8330, visit our website at www.aliantbank.com, or complete the form below and present it at a branch or mail it to: P.O. Box 1237, Alexander City, AL 35011.
|I want ALIANT to authorize and pay overdrafts on my ATM and everyday debit card transactions.|
|* Please complete one form for each account you wish to opt in|
You can revoke your authorization for Aliant to pay these overdrafts by calling 866-888-8330, visiting our website at www.aliantbank.com, coming by a branch, or by mailing a revocation of consent to Aliant, Attention: ODPA, P. O. Box 1237, Alexander City, AL 35011. Your revocation must include both your name and your account number so that we can properly identify your account.