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INTEREST CHECKING

. . . earn interest on every dollar, with higher rates on higher balances!

Why should your money be idle just because it’s in your checking account? With Interest Checking, you earn a competitive market rate on 100% of your daily collected balance. So you see, every dollar counts! Open Interest Checking with a minimum deposit of $1,500. You’ll benefit from earning interest and also from many other convenient features:

● No monthly service fee if daily balance is $1,500 or more, or minimum average balance is $4,000 or more. Otherwise, a
   monthly service fee of $15 applies.
● The interest rate is variable and tiered, depending on your daily collected balance. At the present time, rate tiers are set
   at: Under $5,000; $5,000 to $24,999; $25,000 to $99,999; and $100,000 and over. Please ask for current rates on
   each tier.
● Interest is earned daily and credited monthly on 100% of your daily collected balance.
● Write as many checks as you wish each month—there are no per-check fees!
● Select the check design that you like best from our broad array of styles. (Check-printing charges may apply.)
● Optional overdraft protection is available, which provides peace of mind should your balance ever be insufficient to cover
   a check that you write.
● Free ALIANT check card, for all of your ATM transactions and debit card purchases.
● Choose how you receive your monthly statement. FREE E-Statement with images, FREE printed statement without
   images, or printed statement with images for a $1.50 monthly fee.
● Free ALIANT Internet Banking with bill pay, which turns your office or home computer into a virtual branch of our bank.
   Check your balances, transfer money between various ALIANT accounts, pay your routine bills to third parties, and much
   more—all at your convenience and whenever you wish!
● Free Xpress Phone Banking, which provides a way for you to find out your account balances, hear recent withdrawals and
   credits, and transfer money between your selected ALIANT accounts. And, of course, since telephones work 24/7, so
   does ALIANT’s Xpress Phone Banking at 866-888-8330!

Interest Checking is an interesting-bearing account. For other checking account choices, please see our web site listing for ALIANT Free Checking. Also, for full disclosures and regulations that pertain to Interest Checking, please refer to our publication, “Your Deposit Account”.